Life insurance

A life insurance policy is very simply a contract between you and an insurance company. In that contract, you agree to make regularly scheduled premium payments in exchange for a death benefit if you die while the policy is in force. The policy can be in force for a specific number of years or the duration of your life.

Absolutely not.

Yes! The application is free for everyone.

Term life insurance is life insurance that provides coverage at a fixed price for a specific period of time. As such, it is often less expensive than permanent life insurance products that typically cover you for the entirety of your life.

Life insurance helps you plan ahead and provides long-term financial security for your family when they would need it most. You can't put a dollar amount on your loved ones, but a term life insurance policy can help ensure their future is protected.

Life insurance for your child is about solidifying his or her future insurability. If you buy insurance while he or she is young, you can guarantee your child the option to secure coverage in adulthood - even if he or she is diagnosed later in life with a condition that would otherwise make them ineligible. And you're giving them something they can use to protect their future family.

Absolutely. Life insurance helps you ensure that your spouse or loved ones won't be left with too many financial obligations after your death. And it helps provide for them in the event that your death causes a major loss of income.