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There are several different types of homeowners insurance policies, and which one you need will depend on your property and coverage needs. Spoudaios helps you through the entire process.
Your landlord’s insurance won’t cover your personal items. You will need renters insurance to protect your belongings from theft or damage from a burst pipe or other cause. The average renters policy in Texas costs about $20 a month.
We search the market and collect quotes on your behalf from multiple top rated home and auto carriers - making it easy for you to decide whether to renew or switch carriers.
We'll even cancel your current policy for you.
Pays for damaged or stolen personal belongings, ie... if your furniture is damaged
Renters liability coverage may also help cover your legal expenses if you're sued over an incident that occurs in the place you're renting.
Pays for hotels, meals, and transportation while your home is being repaired after a accident
Unlike a captive, or direct insurance company who only offers their own proprietary products, Spoudaios is 100% independent of any one company. We do the legwork for you, so you don’t have to fill out a bunch of different online applications to get your own quote comparisons.
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From tornadoes to floods to hurricanes to wildfires, just about every part of Texas is at risk for a natural disaster. But since weather conditions vary from corner to corner, be sure you know the weather perils specific to your ZIP code and tips for handling those situations.You can also stay in tune with local forecasts to keep up with weather changes, severe weather warnings, air quality, and more.
Most local stations announce weather warnings — like heat advisories — and give tips for avoiding dangerous situations. It’s a good idea to invest in a weather radio and flashlights to see you through any power outages or severe weather.
You may have insurance policies specific to your part of Texas if your area has a higher exposure to risks such as hurricanes or flooding.
There are many items that can affect your premium. Some key considerations are:
1. Quality or type of materials, such as brick versus wood construction or marble versus laminate countertops.
2. Community fire protection
3. Exposure to weather
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Insurance can be confusing. All of the jargon, terms, and coverages. Work with a local licensed insurance agent who will help you understand exactly what your premium dollars are being spent on.
If you're looking for a better insurance experience you'll love working with us.
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