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Insurance 101

Leverage our industry knowledge and analytics to make logical research-driven decisions.

Do I Need Travel Insurance? An In-depth Analysis
Travel, Business

Do I Need Travel Insurance? An In-depth Analysis

Travel insurance is a form of short-term insurance that covers specific incidents and issues related to traveling.
How Does Life Insurance Work?
Life

How Does Life Insurance Work?

Walk through a hypothetical example to illustrate how life insurance, specifically term life insurance, might work.
Understanding Apartment Rental Insurance in Texas
Home, Renters

Understanding Apartment Rental Insurance in Texas

Renting in Texas doesn't have to be risky - with the right renter's insurance, it can be a secure, comfortable living situation.
What is Better: Replacement Cost (RCV) or Actual Cash Value (ACV)?
Home

What is Better: Replacement Cost (RCV) or Actual Cash Value (ACV)?

If you lost $100,000 of your things, replacement cost means the insurer will pay you $100,000. With ACV, you may only get perhaps $50,000.
Smart Ways Texas Residents Can Save Money on Homeowners Insurance
Home

Smart Ways Texas Residents Can Save Money on Homeowners Insurance

Find ways to save money on your home insurance this year.
Case Study: The Importance of Final Expense Insurance for 60-Year-Olds
Life

Case Study: The Importance of Final Expense Insurance for 60-Year-Olds

Mrs. Jones, a 60-year-old retiree, had been thinking about her end-of-life plans.
Ways Texas drivers can save money on their auto insurance bill.
Auto

Ways Texas drivers can save money on their auto insurance bill.

If your auto insurance has recently gone up there are several options available.
Term Life Insurance Case Study:  Married with Two Children
Life

Term Life Insurance Case Study: Married with Two Children

John is a 35-year-old engineer with a family of four.
Life Insurance for a Family with Two Small Children.
Life

Life Insurance for a Family with Two Small Children.

As a parent, ensuring that your family is financially protected in the event of an unexpected loss is a top priority.
What to Look for When Purchasing Car Insurance in Austin, Texas.
Auto

What to Look for When Purchasing Car Insurance in Austin, Texas.

The basics of Austin car insurance, what you need to know about coverage options, and how to choose the right insurance for your needs.
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How AI Helps Businesses Cut Commercial Insurance Costs and Improve Coverage
Business

How AI Helps Businesses Cut Commercial Insurance Costs and Improve Coverage

Discover how AI is revolutionizing commercial insurance by reducing premiums, detecting fraud, and tailoring policies to real business risks.
General Liability Insurance for Unique Companies in Texas
Business

General Liability Insurance for Unique Companies in Texas

General liability insurance is a necessity for any business. But for unique companies in Texas, it’s more than that—it’s a lifeline.
Peace of Mind in a Digital Age
Business

Peace of Mind in a Digital Age

Cyber insurance provides a safety net. In the event of a data breach or cyber attack, it covers financial losses related to data recovery, system repairs, and other necessary costs.
Jiu-Jitsu Insurance Craig Jones Should Have In Place for CJI in 2024.
Business

Jiu-Jitsu Insurance Craig Jones Should Have In Place for CJI in 2024.

The Craig Jones invitational will need these types of insurance products.
How I got Mark Cuban to invest in my company from a cold email.
Business

How I got Mark Cuban to invest in my company from a cold email.

Getting an investment from Mark Cuban, owner of the Dallas Mavericks, began with a simple, bold step: sending him a cold email.
A Case Study on a Dallas Lawyer and General Liability Insurance
Business

A Case Study on a Dallas Lawyer and General Liability Insurance

‍Sarah's experience underscores the importance of proactive risk management for legal practitioners.
General liability insurance in Texas for small businesses.
Business

General liability insurance in Texas for small businesses.

Navigating the Ins and Outs of General Liability Insurance in Texas.
Case Study: Small Business Insurance for a Texas Gym
Business

Case Study: Small Business Insurance for a Texas Gym

The state of Texas requires businesses to have a minimum coverage limit of $300,000 per occurrence.
Texas Commercial Insurance Case Study
Business

Texas Commercial Insurance Case Study

A successful catering service in Austin, Texas that specializes in corporate events, weddings, and private parties.
Small Business Insurance for Dallas Startups and Business Owners.
Business

Small Business Insurance for Dallas Startups and Business Owners.

For businesses in Dallas, small business insurance is important for several reasons.
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Locations
2310 N. Henderson Ave. # 1126, Dallas, TX 75206
3571 Far West Blvd #3301, Austin TX 78731
13423 Blanco Road #640, San Antonio, TX 78216
515 S. First St. Unit G Lufkin, TX 75901
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© 2025 Spoudaios, LLC

Availability and qualification for coverage, terms, rates and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Any estimated premium savings are based on comparisons of state rates to average industry prices. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer. The information provided on this site is for general and educational purposes. Any insurance policy premium quotes or ranges displayed are non-binding. For Texas residents only. Spoudaios, LLC ( d.b.a. SmallGiant)

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